Madison County property record for 115 W Elm St, Pendleton, IN 46064
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1940 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $146,000 (Oct 2024) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-14-21-203-014.000-013 |
| Primary APN | 48-14-21-203-014.000-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 155 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 306 sqft |
| Patio Area | 334 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001219817 |
|---|---|
| Street Address | 115 W ELM ST |
| City | PENDLETON |
| State | IN |
| Zip | 46064-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAHAMS L 003 & PT ABANDONED RR (BEING PT LTS 4 & 5) (TOTAL 0.29A) |
| Legal Subdivision | GRAHAMS ADD |
| Jurisdiction | MADISON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pendleton Historic District listed 1991 · 423 contributing resources · NRIS 91000788 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 27 W US HIGHWAY 36, PENDLETON, IN 46064-9624 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Dec 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK NA |
| Feb 16, 2022 | Warranty Deed, Transfer LENDER ESCROW AND TITLE, LENDERS ESCROW & TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on Record |
| Deed Sale | Oct 4, 2024 · Amount on Record |
| Prior Sale | May 10, 2024 |
| Deed Document Number | 202413729 |
| Prior Transfer Date | Mar 22, 2024 |
| Prior Transfer Doc | 2024R06181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 115 W ELM ST, PENDLETON, IN 46064-1114 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017R15516 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017R15516 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 115 W ELM ST, PENDLETON, IN 46064-1114 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R21031 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 2022R21031 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Feb 16, 2022 |
| Property Address | 115 W ELM ST, PENDLETON, IN 46064-1114 |
| Document Number | 2022R02820 |
| Map Reference | BK 1 PG 16 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022R02820 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | LENDER ESCROW AND TITLE, LENDERS ESCROW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 223 S MAIN ST, PENDLETON, IN 46064-1136 |
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Fall Creek Township |
| Municipality | Pendleton Town |
| Unified School District | South Madison Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (+14.16%) | $84,700 (+14.15%) Land $22,200 Building $62,500 | $84,700 (+14.15%) Land $22,200 Building $62,500 |
| 2024 | $1,610.00 (+40.86%) | ||
| 2023 | $74,200 (+29.95%) Land $21,100 Building $53,100 | $74,200 (+29.95%) Land $21,100 Building $53,100 | |
| 2022 | $1,143.00 | $57,100 Land $20,000 Building $37,100 | $57,100 Land $20,000 Building $37,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INGALLS WATER COMPANY serves 7,600 people · EPA ID IN5248012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Central Indiana Communications, Frontier, Metronet, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures