115 W Bennett St, Sidney, OH 45365 Property Records

Shelby County property record for 115 W Bennett St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1920
Lot Size	0.154 acres (6,724 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Apr 2026)
Tax Bill	$712 (2025)
Deeds & Mortgages	May 2010 Mortgage Nov 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-1825253.005`

Property Details

APN / Parcel Number

Primary APN	`01-1825253.005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	904 sqft
Upper Floors Area	416 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,724 sqft (0.154 acres)
Lot Dimensions	164 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	149 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 W BENNETT ST
City	SIDNEY
State	OH
Zip	45365-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WHOLE BENNETT HEIGHTS CITY OF SIDNEY 020-18-25-253-005
Legal Subdivision	MILTON BENNETTS SUBDIVISION
Legal Lot Number	12
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4028
Census Tract	972100

Owner

115 W Bennett St is owned and occupied by an individual who bought it in April 2026.

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	115 W BENNETT ST, SIDNEY, OH 45365-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2010	Deed of Trust, Mortgage · FHA Mortgage REAL ESTATE MORTGAGE NETWORK INC
Nov 27, 2006	Deed of Trust, Mortgage BENEFICIAL OHIO INC
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 13, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Jan 30, 2026 · Amount on File
Deed Document Number	20261911
Deed Book / Page	2331 / 2564
Record Updated	Sep 20, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	115 W BENNETT ST, SIDNEY, OH 45365-1713
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001771/326
Date	May 13, 2010
Book Page	1771/326
Instrument	201000002361

Lender

Name	REAL ESTATE MORTGAGE NETWORK INC
Type	Mortgage Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	115 W BENNETT ST, SIDNEY, OH 45365-1713
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001618/476
Date	Nov 27, 2006
Book Page	1618/476
Instrument	200600008469

Lender

Name	BENEFICIAL OHIO INC
Type	Funding / Finance Company
Address	LIMA, OH 45805

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 21, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Apr 21, 2026
Property Address	115 W BENNETT ST, SIDNEY, OH 45365-1713
Document Number	02331/2564
Book / Page	2331 / 2564
Instrument Date	Apr 17, 2026
Instrument	2026.1911
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,639.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W BENNETT ST, SIDNEY, OH 45365-1713

Mortgage

Document Number	0000001912,
Date	Apr 21, 2026
Book Page	2331/2566
Instrument	2026.1912

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHELBY OH
Recording Date	Nov 13, 2025
Property Address	115 W BENNETT ST, SIDNEY, OH 45365-1713
Document Number	02328/5340
Book / Page	2328 / 5340
Instrument Date	Nov 13, 2025
Instrument	202505743
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 115 W Bennett St was $712 with exemptions applied, down 8.7% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-8.72%)	$32,590 (-) Land $5,940 Building $26,650
2024	$780.00 (-6.25%) Homeowner's exemption Senior Citizen's exemption	$32,590 (-) Land $5,940 Building $26,650
2023	$832.00 (+36.39%) Homeowner's exemption Senior Citizen's exemption	$32,590 (+36.53%) Land $5,940 Building $26,650	$93,100 Land $16,970 Building $76,130
2022	$610.00 Homeowner's exemption Senior Citizen's exemption	$23,870 Land $4,290 Building $19,580
2020			$68,190 Land $12,260 Building $55,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 W Bennett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 W Bennett St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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