115 W 8th St, Kearney, MO 64060 Property Records

Clay County property record for 115 W 8th St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1964
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-816-00-02-020.00`

Property Details

APN / Parcel Number

Primary APN	`07-816-00-02-020.00`
Alternative APNs	`0781600020200001` `7816000202000` `240964`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,606 sqft
Basement Area	1,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	146 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	115 W 8TH ST
City	KEARNEY
State	MO
Zip	64060-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTER ADDITION LT 7
Legal Range	31W
Legal Township	53N
Legal Section	34
Legal Subdivision	PORTER ADDITION
Legal Lot Number	7
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2000
Census Tract	21812

Owner

115 W 8th St is owned and occupied by two individuals who acquired it in May 2023.

Source: Clay County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 W 8TH ST, KEARNEY, MO 64060-8693
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUST COMPANY
May 11, 2023	Intrafamily Transfer, Transfer
Sep 13, 2022	Intrafamily Transfer, Transfer
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit KEARNEY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2000
Deed Sale	Feb 15, 2000
Deed Document Number	200087076
Deed Book / Page	3113 / 111
Last Transfer Date	May 9, 2023
Transfer Doc	0000010563
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Jun 30, 2026
Property Address	115 W 8TH ST, KEARNEY, MO 64060-8693
Document Number	0000017775
Book / Page	10200 / 118
Instrument Date	Jun 30, 2026
Instrument	202617775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THOMSON AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W 8TH ST, KEARNEY, MO 64060-8693

Mortgage

Document Number	0000017775,
Date	Jun 30, 2026
Book Page	10200/118
Instrument	202617775

Lender

Name	TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Dec 30, 2026

Interest

Rate	6.48%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	May 11, 2023
Property Address	115 W 8TH ST, KEARNEY, MO 64060-8693
Document Number	0000010563
Book / Page	9558 / 136
Instrument Date	May 9, 2023
Instrument	2023010563
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W 8TH ST, KEARNEY, MO 64060-8693

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Sep 13, 2022
Property Address	115 W 8TH ST, KEARNEY, MO 64060-8693
Document Number	0000030234
Book / Page	9446 / 145
Instrument Date	Sep 13, 2022
Instrument	2022030234
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W 8TH ST, KEARNEY, MO 64060-8693

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	115 W 8TH ST, KEARNEY, MO 64060-8693
Document Number	0000002259
Book / Page	008129 / 000124
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N PROSPECT ST KEARNEY MO 640608577, KEARNEY, MO 64060-8577

Mortgage

Document Number	0000002259
Date	Jan 23, 2018
Book Page	008129/000124
Instrument	2259

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 22, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 W 8th St was $2,533.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00	$38,720	$203,789
2023	$2,358.00	$34,540	$181,789
2019	$2,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 W 8th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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