115 W 7th St, Elgin, TX 78621 Property Records

Bastrop County property record for 115 W 7th St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,318 sqft · built 1978
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on File
Tax Bill$4,946 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR12074

Property Details

APN / Parcel Number

Primary APNR12074
Alternative APN
  • O0131394

Interior

Bedrooms2 Beds
Stories1 Story
Building Area1,318 sqft Living Area
Gross Area1,678 sqft
1st Floor Area1,318 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof MaterialMetal
Lot Area7,362 sqft (0.169 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area192 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 W 7TH ST
CityELGIN
StateTX
Zip78621-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW & O, BLOCK 1, LOT 3 A (FR), ACRES 0.169
Legal SubdivisionS8220 - W & O
Legal Block1
Legal Lot Number3
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract950202

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address609A N AVENUE C, ELGIN, TX 78621-2115
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateJun 15, 2022
Property Address115 W 7TH ST, ELGIN, TX 78621-2127
Document Number0202213703
Map ReferenceCAB 1 PG 100 B
Instrument DateJun 14, 2022
Instrument202213703
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 W 7TH ST, ELGIN, TX 78621-2127

Mortgage

Document Number0202213704
DateJun 15, 2022
Instrument202213704
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,946.00 (-12.69%) Homeowner's exemption$269,399 (-6.37%) Land $123,528 Building $145,871$269,399 (-6.37%) Land $123,528 Building $145,871
2024$5,665.00
2023Homeowner's exemption$287,723 Land $123,528 Building $164,195$287,723 Land $123,528 Building $164,195
2022$1,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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