115 Village Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 115 Village Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 620 sqft · built 1930
Lot Size	0.02 acres (871 sqft)
Owner	2 Trust Names on File
Last Sale	$93,500 (Aug 2017)
Tax Bill	$798 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455406483959000`

Property Details

APN / Parcel Number

Primary APN	`455406483959000`
Alternative APN	`46091`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	620 sqft Heated Area
Gross Area	1,176 sqft
1st Floor Area	620 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	35 ft deep x 20 ft wide
Porch	Patio
Porch Area	84 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	46091
Street Address	115 VILLAGE RD
City	MURPHY
State	NC
Zip	28906-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE #104 BEAR PAW 1452/6
Legal Subdivision	PALMERS SURVEYING SERVICES
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2042
Census Tract	930603

Owner

115 Village Rd is held in a trust since January 2026.

Source: Cherokee County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4505 HARDING PIKE, 23W, NASHVILLE, TN 37205-2125
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Document Number	20173446
Deed Book / Page	1566 / 332
Last Transfer Date	Jan 15, 2026
Transfer Doc	001794/468
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 27, 2026
Property Address	115 VILLAGE RD, MURPHY, NC 28906-1751
Document Number	001794/468
Book / Page	1794 / 468
Map Reference	MB B SL 24
Instrument Date	Jan 15, 2026
Instrument	367
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 VILLAGE RD, MURPHY, NC 28906-1751

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	115 VILLAGE RD, MURPHY, NC 28906-1751
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1689/959
Date	Aug 30, 2021
Book Page	1689/959
Instrument	5782

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 7, 2017
Property Address	115 VILLAGE RD, MURPHY, NC 28906-1751
Document Number	01566/0332
Book / Page	01566 / 0332
Map Reference	CAB B SL 24
Instrument Date	Aug 3, 2017
Instrument	03446
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels (Partial Ownership)

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 GULF BLVD APT 203, 2200, INDIAN ROCKS BEACH, FL 33785-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 HARDING PIKE APT 23W, 23W, NASHVILLE, TN 37205-2125

Mortgage

Document Number	03447
Date	Aug 7, 2017
Instrument	03447

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Village Rd was $798.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00	$92,640	$92,640 Land $8,000 Building $84,640
2023		$92,640	$92,640 Land $8,000 Building $84,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Village Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Village Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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