Scott County property record for 115 Victor Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 2002 |
| Lot Size | 0.16 acres (6,974 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Apr 2021) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Apr 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-20-173.000 |
| Primary APN | 141-20-173.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,974 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 VICTOR PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 413 |
| Legal Unit | 3A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 40203 |
Source: Scott County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Intrafamily Transfer, Transfer AGENCY TITLE, AGENCY TITLE INC |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 31, 2020 | Deed, Transfer · Commercial Mortgage BANK OF LEXINGTON INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2021434650 |
| Deed Book / Page | 423 / 521 |
| Last Transfer Date | May 28, 2021 |
| Transfer Doc | D424/432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 1, 2021 |
| Property Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Document Number | D424/432 |
| Book / Page | D424 / 432 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | May 28, 2021 |
| Instrument | 436469 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | AGENCY TITLE, AGENCY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | AGENCY TITLE, AGENCY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | M1602/250 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | M1602/250 |
| Instrument | 434652 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 30, 2021 |
| Property Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Document Number | D423/521 |
| Book / Page | D423 / 521 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 434650 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3227 CYNTHIANA RD, 3227, GEORGETOWN, KY 40324-9028 |
| Name | Verified Name |
|---|---|
| Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Document Number | 434651 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 434651 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 31, 2020 |
| Property Address | 115 VICTOR PL, GEORGETOWN, KY 40324-1650 |
| Document Number | D417/158 |
| Book / Page | D417 / 158 |
| Map Reference | CAB 7 SL 82 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 420950 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4957 MUDDY FORD RD, 4957, GEORGETOWN, KY 40324-9281 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3227 CYNTHIANA RD, GEORGETOWN, KY 40324-9028 |
| Document Number | 420951 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 420951 |
| Name | BANK OF LEXINGTON INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 28, 2030 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,200 (-) | $226,200 (-) | |
| 2025 | $2,014.00 (+5.78%) | $226,200 (+7.71%) | $226,200 (+7.71%) |
| 2023 | $1,904.00 (+4.56%) | $210,000 (-) Land $35,000 Building $175,000 | $210,000 (-) Land $35,000 Building $175,000 |
| 2022 | $1,821.00 | $210,000 Land $30,000 Building $180,000 | $210,000 Land $30,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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