Fayette County property record for 115 Valleyview Ln, Oakland, TN 38060
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,452 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,900 (Apr 2025) |
| Deeds & Mortgages | Jul 2024 Construction Loan Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024086N B 05500 |
| Primary APN | 024086N B 05500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 VALLEYVIEW LN |
|---|---|
| City | OAKLAND |
| State | TN |
| Zip | 38060-5014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:55 DIST:07 CITY/MUNI/TWP:OAKLAND SUBD:VALLEYBROOK PD MAP REF:086N |
| Legal Subdivision | VALLEYBROOK PD |
| Legal Lot Number | 55 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60403 |
Source: Fayette County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 579 EXECUTIVE CAMPUS DR STE 300, 300, WESTERVILLE, OH 43082-9801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN |
| Apr 10, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Mar 13, 2023 | Warranty Deed, Transfer SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | Mar 13, 2023 · Amount on File |
| Deed Document Number | 25002087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 115 VALLEYVIEW LN, OAKLAND, TN 38060-5014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3420 S HOUSTON LEVEE RD, GERMANTOWN, TN 38139-8017 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004321 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 24004321 |
| Name | THE CITIZENS NATIONAL BANK OF MERIDIAN |
|---|---|
| Type | Bank |
| Address | 7280 HACKS CROSS RD, OLIVE BRANCH, MS 38654 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 15, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Apr 10, 2025 |
| Property Address | 115 VALLEYVIEW LN, OAKLAND, TN 38060-5014 |
| Document Number | 0000002087 |
| Map Reference | MB 11 PG 234 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 25002087 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.23 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 579 EXECUTIVE CAMPUS DR STE 300, 300, WESTERVILLE, OH 43082-9801 |
| Mail Care Of | T2 FINANCIAL LLC |
| Document Number | 0000002088 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 25002088 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Mar 13, 2023 |
| Property Address | 115 VALLEYVIEW LN, OAKLAND, TN 38060-5014 |
| Document Number | 0000001483 |
| Map Reference | MB 11 PG 234 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 23001483 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3420 S HOUSTON LEVEE RD, GERMANTOWN, TN 38139-8017 |
| Investor | Possibly a Property Investor |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Oakland Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $113,075 Land $17,500 Building $95,575 | $452,300 Land $70,000 Building $382,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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