115 Upton Rd, Saint Stephen, SC 29479 Property Records

Berkeley County property record for 115 Upton Rd, Saint Stephen, SC 29479

Property Summary

Property Type	Vacant Land
Details	1,664 sqft
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Tax Bill	$282 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-11-01-080`

Property Details

APN / Parcel Number

Primary APN	`026-11-01-080`
Alternative APN	`026-11-01-066`

Interior

Building Area	1,664 sqft Finished Area
Gross Area	1,960 sqft
1st Floor Area	1,664 sqft

Exterior

Architectural Style	Modular
Lot Area	60,984 sqft (1.4 acres)

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	115 UPTON RD
City	SAINT STEPHEN
State	SC
Zip	29479-3962
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	ST STEPHEN
Legal Description	TRACT A
Legal Subdivision	ST STEPHEN
Legal Tract	A
Jurisdiction	BERKELEY SC
Township / Civil Division	ST. STEPHEN
Census Block Group	2
Census Block	2017
Census Tract	20201

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 UPTON RD, SAINT STEPHEN, SC 29479-3962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST TAX FUNDING LLC
Jun 5, 2025	Intrafamily Transfer, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 19, 2002
Transfer Doc	0000083563
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 1, 2026
Property Address	115 UPTON RD, SAINT STEPHEN, SC 29479-3962
Document Number	0000019469
Book / Page	5596 / 711
Instrument Date	May 4, 2026
Instrument	202619469
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	115 UPTON RD, SAINT STEPHEN, SC 29479-3962

Mortgage

Document Number	0000019469,
Date	Jun 1, 2026
Book Page	5596/711
Instrument	202619469

Lender

Name	SOUTHWEST TAX FUNDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	4.88%
Max Rate	-1%

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Jun 5, 2025
Property Address	115 UPTON RD, SAINT STEPHEN, SC 29479-3962
Document Number	05221/0638
Book / Page	5221 / 638
Map Reference	CAB D PG 271
Instrument Date	May 28, 2025
Instrument	2025018405
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 UPTON RD, SAINT STEPHEN, SC 29479-3962

Mortgage

Document Number	2025018406
Date	Jun 5, 2025
Instrument	2025018406

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	St. Stephen Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,900 (+8,792.34%) Land $85,900	$85,900 (+85.53%) Land $85,900
2025	$282.00 (-63.47%)	$966 (+15%) Land $966	$46,300 (+230.71%) Land $46,300
2022		$840 Land $840	$14,000 Land $14,000
2019	$772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Cable	2,000 / 500

May also be available: T-Mobile.

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