115 Union St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 115 Union St, Franklin, MA 02038

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,565 sqft · built 1999
Lot Size	0.485 acres (21,144 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Feb 2021)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-205-02`

Property Details

APN / Parcel Number

Primary APN	`74-205-02`
Alternative APN	`FRAN M:278 L:179-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,565 sqft Living Area
Gross Area	2,478 sqft
Basement Area	679 sqft
Unfinished Basement	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,144 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	74-205-02
Street Address	115 UNION ST
City	FRANKLIN
State	MA
Zip	02038-2038
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VICTORIAN CONDO
Legal Lot Number	179-2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	4
Census Block	4000
Census Tract	442101

Owner

115 Union St, a condominium, is owned and occupied by an individual who bought it in February 2021.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 UNION ST, FRANKLIN, MA 02038-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	202124997
Deed Book / Page	39057 / 91
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0039057-91
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 26, 2021
Property Address	115 UNION ST, FRANKLIN, MA 02038-2038
Document Number	0039057-91
Book / Page	39057 / 91
Instrument Date	Feb 12, 2021
Instrument	24997
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 UNION ST # 2, 2, FRANKLIN, MA 02038-2038

Mortgage

Document Number	0000024998
Date	Feb 26, 2021
Instrument	24998

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Union St was $4,473, up 0.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,473.00 (+0.77%)	$384,900 (+2.23%) Building $384,900	$520,695 (+19.07%)
2024	$4,439.00 (+0.05%)	$376,500 (+6.75%) Building $376,500	$437,285
2023	$4,437.00	$352,700 Building $352,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250