Unicoi County property record for 115 Union St, Erwin, TN 37650
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 4,950 sqft · built 1912 |
| Lot Size | 100 acres (4,356,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Jan 2023) |
| Tax Bill | $1,021 (2024) |
| Deeds & Mortgages | Jan 2025 Mortgage Jul 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023N-U-005.00 |
| Primary APN | 023N-U-005.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 4,950 sqft Gross Area |
| 1st Floor Area | 4,950 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,356,000 sqft (100 acres) |
| Lot Dimensions | 99 ft deep x 99 ft wide |
| Utility Building | 3,855 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 UNION ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1143 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-3 |
| Legal Description | W B MCNABB LOT 15-18 50X99 |
| Legal Subdivision | W B MCNABB |
| Legal Lot Number | 15-18 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 80400 |
Source: Unicoi County records · APN 023N-U-005.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 151 RIVER RD, ERWIN, TN 37650-8948 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 14, 2025 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 15, 2025 | Warranty Deed, Transfer · Line of Credit NOLICHUCKY HOSPITALITY |
| Jan 17, 2023 | Warranty Deed, Transfer · Line of Credit BANK OF TENNESSEE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Document Number | 202393 |
| Deed Book / Page | 466 / 987 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 115 UNION ST, ERWIN, TN 37650-1143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 151 RIVER RD, ERWIN, TN 37650-8948 |
| Document Number | 0000487716 |
|---|---|
| Date | Jan 14, 2025 |
| Book Page | 487/716 |
| Instrument | 25000087 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 07, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jul 15, 2025 |
| Property Address | 115 UNION ST, ERWIN, TN 37650-1143 |
| Document Number | 0000493743 |
| Book / Page | 493 / 743 |
| Map Reference | CAB C SL 120 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 25001552 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 N MCIN, FALL BRANCH, TN 37656 |
| Document Number | 0025001553 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 25001553 |
| Name | NOLICHUCKY HOSPITALITY |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jan 17, 2023 |
| Property Address | 115 UNION ST, ERWIN, TN 37650-1143 |
| Document Number | 0000466987 |
| Book / Page | 466 / 987 |
| Map Reference | CAB C SL 120 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 23000093 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 RIVER RD, ERWIN, TN 37650-8948 |
| Document Number | 0000466990 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 466/990 |
| Instrument | 23000094 |
| Name | BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | KINGSPORT, TN 37660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,120 (-) Land $14,000 Building $25,120 | $97,800 (-) Land $35,000 Building $62,800 | |
| 2024 | $1,021.00 (+10.98%) | ||
| 2023 | $39,120 (-) Land $14,000 Building $25,120 | ||
| 2022 | $920.00 | $39,120 Land $14,000 Building $25,120 | $97,800 Land $35,000 Building $62,800 |
Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband Fiber Holding, T-Mobile USA.
Based on FCC filings for 235 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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