115 Travelers Gap Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 115 Travelers Gap Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 2018
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Mar 2026)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`448904504791000`

Property Details

APN / Parcel Number

Primary APN	`448904504791000`
Alternative APNs	`53394` `60983`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Heated Area
Gross Area	1,376 sqft
1st Floor Area	768 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	169 ft deep x 210 ft wide
Porch	Patio
Porch Area	320 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60983
Street Address	115 TRAVELERS GAP RD
City	MURPHY
State	NC
Zip	28906-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TRAVELER'S GAP 1666/234
Legal Subdivision	TRAVELERS GAP
Legal Phase	1666
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2018
Census Tract	930502

Owner

Source: Cherokee County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6951 7TH AVE N, SAINT PETERSBURG, FL 33710-6812
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST HORIZON BANK
Dec 1, 2020	Intrafamily Transfer, Transfer
Jul 11, 2018	Warranty Deed, Transfer
Dec 20, 2017	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	20261272
Deed Book / Page	1797 / 739
Prior Transfer Date	Jan 3, 2025
Prior Transfer Doc	01770/1030
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 17, 2026
Property Address	115 TRAVELERS GAP RD, MURPHY, NC 28906-2477
Document Number	001797/739
Book / Page	1797 / 739
Instrument Date	Feb 18, 2026
Instrument	1272
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SW BUCK CT, FORT WHITE, FL 32038-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6951 7TH AVE N, ST PETERSBURG, FL 33710-6812

Mortgage

Document Number	0001797742
Date	Mar 17, 2026
Instrument	1797/742

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2020
Property Address	115 TRAVELERS GAP RD, MURPHY, NC 28906-2477
Document Number	1666/234
Book / Page	1666 / 234
Instrument Date	Oct 29, 2020
Instrument	7375
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9360 ALAMANDER CT APT 508, 508, FORT MYERS, FL 33919-7431

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 11, 2018
Property Address	115 TRAVELERS GAP RD, MURPHY, NC 28906-2477
Document Number	01591/0448
Book / Page	01591 / 0448
Map Reference	DD 1555 PG 226
Instrument Date	Jul 10, 2018
Instrument	03333
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 GRAPE CREEK RD, 610, MURPHY, NC 28906-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9360 ALAMANDER CT APT 508, 508, FORT MYERS, FL 33919-7431

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 20, 2017
Property Address	115 TRAVELERS GAP RD, MURPHY, NC 28906-2477
Document Number	01577/0199
Book / Page	01577 / 0199
Instrument Date	Dec 20, 2017
Instrument	05971
Transaction Type	Construction Loan
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 GRAPE CREEK RD, 610, MURPHY, NC 28906-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 SUMMERWOOD LN, SPARTANBURG, SC 29316-8001

Mortgage

Document Number	05972
Date	Dec 20, 2017
Instrument	05972

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$148,360 (+3.85%)	$148,360 (+3.85%) Land $12,000 Building $136,360
2023		$142,860	$142,860 Land $12,000 Building $130,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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