115 Tiny Trail Rd, Cashiers, NC 28717 Property Records

Jackson County property record for 115 Tiny Trail Rd, Cashiers, NC 28717

Property Summary

Property TypeOther Improved
Details2 bd · 2 ba · 1,704 sqft · built 1990
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$328,000 (Jan 2014)
Tax Bill$2,736 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN7572-44-4434

Property Details

APN / Parcel Number

Primary APN7572-44-4434
Alternative APN
  • 173536

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,200 sqft
Basement Area504 sqft
Finished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialLogs
Roof TypeGable
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area264 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address115 TINY TRAIL RD
CityCASHIERS
StateNC
Zip28717
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLANCEWOOD LAKE HAWKINS RD
Legal SubdivisionT S LANCE SUBDIVISION
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1040
Census Tract950900

Owner

115 Tiny Trail Rd is owned by two individuals who acquired it in July 2015.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 467, CASHIERS, NC 28717-0467
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2014 · Amount on File
Deed SaleJan 10, 2014 · Amount on File
Deed Book / Page2021 / 138
Last Transfer DateJul 3, 2015
Transfer Doc0020850120
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address115 TINY TRAIL RD, CASHIERS, NC 28717
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023361876
DateJun 14, 2022
Book Page2336/1876
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term179 Months
DueMay 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 115 Tiny Trail Rd was $2,736.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$720,195 (-) Land $284,000 Building $436,195
2025$2,736.00$720,195 Land $284,000 Building $436,195
2023$1,649.00$434,150 Land $195,170 Building $238,980

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 115 Tiny Trail Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Tiny Trail Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG SHEEP CLIFF
private · serves 175 people · EPA ID NC0150169
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Tiny Trail Rd

Nearby Streets

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