115 Timber Ridge Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 115 Timber Ridge Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1985
Lot Size	0.53 acres (23,100 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Apr 2008)
Tax Bill	$1,538 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 78A 1 29`

Property Details

APN / Parcel Number

Primary APN	`11 78A 1 29`
Alternative APN	`168458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Heated Area
Gross Area	2,318 sqft
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,100 sqft (0.53 acres)
Lot Dimensions	210 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168458
Street Address	115 TIMBER RIDGE DR
City	LENOIR
State	NC
Zip	28645-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1984 PG 1703 YR 20 ST 0.00
Legal Subdivision	OAKMONT ESTATES SECTION III
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	2
Census Block	2014
Census Tract	30801

Owner

115 Timber Ridge Dr is owned and occupied by an individual who bought it in April 2008.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	115 TIMBER RIDGE DR, LENOIR, NC 28645-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2008 · Amount on File
Deed Sale	Apr 14, 2008 · Amount on File
Deed Book / Page	1676 / 639
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 27, 2020
Property Address	115 TIMBER RIDGE DR, LENOIR, NC 28645-8483
Document Number	0010042657
Book / Page	001984 / 001703
Instrument Date	Mar 3, 2020
Instrument	10042657
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 TIMBER RIDGE DR LENOIR NC 286458483, LENOIR, NC 28645-8483

Mortgage

Document Number	10042658
Date	Mar 27, 2020
Book Page	001984/001705
Instrument	10042658

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 115 Timber Ridge Dr was $1,538, down 2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Cajah's Mountain Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,538.00 (-19.98%)	$235,000 (-) Land $18,500 Building $216,500
2025	$1,922.00	$235,000 Land $18,500 Building $216,500	$235,000 Land $18,500 Building $216,500
2023		$132,600 (-) Land $18,500 Building $114,100	$132,600 (-) Land $18,500 Building $114,100
2022	$1,046.00	$132,600 Land $18,500 Building $114,100	$132,600 Land $18,500 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Timber Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Timber Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20