Habersham County property record for 115 Thundering Waters Dr, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,574 sqft · built 2000 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,500 (Apr 2009) |
| Tax Bill | $3,006 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027 017 |
| Primary APN | 027 017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,574 sqft Heated Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 1,716 sqft |
| Upper Floors Area | 300 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 378144 |
|---|---|
| Street Address | 115 THUNDERING WATERS DR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MI |
| Legal Description | 10-125 LT 10 PB 42-169 884-732 |
| Legal Subdivision | THUNDERING WATERS |
| Legal Lot Number | 10 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 603 |
115 Thundering Waters Dr is owned and occupied by two individuals who bought it in April 2009.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 THUNDERING WATERS DR, CORNELIA, GA 30531-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on File |
| Deed Sale | Apr 24, 2009 · Amount on File |
| Deed Book / Page | 884 / 732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 115 THUNDERING WATERS DR, CORNELIA, GA 30531-6907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 THUNDERING WATERS DR, CORNELIA, GA 30531-6907 |
| Document Number | 0000001346/0000000985 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 0000001346/0000000985 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 115 Thundering Waters Dr was $3,006.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,006.00 | $131,894 Land $10,000 Building $121,894 | $329,735 Land $25,000 Building $304,735 |
| 2023 | $2,673.00 (+17.6%) | $102,988 (+17.55%) Land $10,000 Building $92,988 | $257,470 (+17.55%) Land $25,000 Building $232,470 |
| 2022 | $2,273.00 | $87,612 Land $8,000 Building $79,612 | $219,030 Land $20,000 Building $199,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Thundering Waters Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Thundering Waters Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber, Cable in parts of the area | 300 / 20 |
5G (outdoors only) and 4G LTE
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