Glocester Town property record for 115 Terrace Dr, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,492 sqft · built 1959 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,062 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0013-75 |
| Primary APN | 20-0013-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 3,324 sqft |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 1,492 sqft |
| Unfinished Basement | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,284 sqft (0.282 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 20-0013-75 |
|---|---|
| Street Address | 115 TERRACE DR |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-1484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 80 |
| Legal Block | 208 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 13102 |
Source: Glocester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 TERRACE DR, CHEPACHET, RI 02814-1484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 115 TERRACE DR, CHEPACHET, RI 02814-1484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000907-225 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 907/225 |
| Instrument | 50027 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,062.00 (+0.06%) | $355,000 (-) Land $124,900 Building $230,100 | $423,988 |
| 2023 | $5,059.00 (+12.55%) | $355,000 (+47.61%) Land $124,900 Building $230,100 | |
| 2022 | $4,495.00 | $240,500 Land $77,800 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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