Delaware County property record for 115 Terrace Ave, Upper Darby, PA 19082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,670 sqft · built 1926 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2022) |
| Tax Bill | $5,806 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-038:000 |
| Primary APN | 16-02-038:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 1,873 sqft (0.043 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1602038000 |
|---|---|
| Street Address | 115 TERRACE AVE |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 1/2 STY HSE & GAR 50 X 147 |
| Legal Block | 60 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 400600 |
115 Terrace Ave is owned and occupied by two individuals who bought it in September 2022.
Source: Delaware County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Dec 3, 1990 · Amount on File |
| Deed Document Number | 202248040 |
| Deed Book / Page | 6856 / 5848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Sep 2, 2022 |
| Property Address | 115 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0068565848 |
| Book / Page | 6856 / 5848 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022048040 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | KEYSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 TERRACE AVE, UPPER DARBY, PA 19082-1223 |
| Document Number | 0068565853 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 6856/5853 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,806.00 (+7.38%) | $130,740 (-) Land $44,520 Building $86,220 | $130,740 (-) Land $44,520 Building $86,220 |
| 2024 | $130,740 Land $44,520 Building $86,220 | ||
| 2023 | $5,407.00 Homeowner's exemption | ||
| 2021 | $130,740 (-) | ||
| 2020 | $130,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 115 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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