Warren County property record for 115 Taylor St, Oakland, KY 42159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1985 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Jun 2012) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B03-010 |
| Primary APN | 072B03-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 244 ft deep x 100 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 265853 |
|---|---|
| Street Address | 115 TAYLOR ST |
| City | OAKLAND |
| State | KY |
| Zip | 42159-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NICHOLS ADD |
| Legal Lot Number | 10 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | SMITHS GROVE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11600 |
115 Taylor St is owned and occupied by an individual who acquired it in August 2026.
Source: Warren County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 TAYLOR ST, OAKLAND, KY 42159-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 9, 2021 | Deed of Trust, Mortgage AMERICAN BANK & TRUST CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2012 · Amount on File |
| Deed Sale | Jun 12, 2012 · Amount on File |
| Deed Document Number | 2012796876 |
| Deed Book / Page | 1038 / 808 |
| Last Transfer Date | Aug 28, 2026 |
| Transfer Doc | 0002186656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Aug 28, 2026 |
| Property Address | 115 TAYLOR ST, OAKLAND, KY 42159-6843 |
| Document Number | 0002186656 |
| Book / Page | 1350 / 353 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262186656 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 TAYLOR ST, OAKLAND, KY 42159-6843 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 115 TAYLOR ST, OAKLAND, KY 42159-6843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000M3167/7 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | M3167/7 |
| Instrument | 1199212 |
| Name | AMERICAN BANK & TRUST CO INC |
|---|---|
| Address | BOWLING GREEN, KY 42102 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Jun 24, 2031 |
The 2025 property tax bill for 115 Taylor St was $989.
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Municipality | Oakland City |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 | $111,500 | $111,500 |
| 2023 | $993.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Taylor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Taylor St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Central Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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