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115 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 115 Talbot Ave, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,554 sqft · built 1930
Lot Size0.309 acres (13,475 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jan 2016)
Tax Bill$4,076 (2026)
Deeds & MortgagesNov 2019 Loan Modification
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN07-118910

Property Details

APN / Parcel Number

Primary APN07-118910
Alternative APNs
  • 7118910
  • 118910

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,554 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,475 sqft (0.309 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number118910
Street Address115 TALBOT AVE
CityCAMBRIDGE
StateMD
Zip21613-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionL 63-13,475 SQ. FT. 115 TALBOT AVE CAMB
Legal SubdivisionGLASGOW ESTATE SUB A
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4005
Census Tract970400

Owner

115 Talbot Ave is owned and occupied by two individuals who acquired it in September 2016.

Source: Dorchester County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address115 TALBOT AVE, CAMBRIDGE, MD 21613-1511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 31, 2017Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2016 · Amount on File
Deed SaleJan 27, 2016 · Amount on File
Prior SaleApr 30, 1999 · Amount on File
Deed Book / Page1310 / 382
Last Transfer DateSep 16, 2016
Transfer Doc0013820086
Record UpdatedOct 29, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDORCHESTER MD
Property Address115 TALBOT AVE, CAMBRIDGE, MD 21613-1511
Document Number0015540274
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 TALBOT AVE CAMBRIDGE MD 216131511, CAMBRIDGE, MD 21613-1511

Mortgage

Document Number0015540274
DateDec 26, 2019
Book Page001554/000274
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 25, 2049
Interest
Rate3.75%

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDORCHESTER MD
Recording DateJan 31, 2017
Property Address115 TALBOT AVE, CAMBRIDGE, MD 21613-1511
Document Number0013820086
Book / Page001382 / 000086
Instrument DateSep 10, 2016
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 TALBOT AVE CAMBRIDGE MD 216131511, CAMBRIDGE, MD 21613-1511

Tax Assessment & Valuation

The 2026 property tax bill for 115 Talbot Ave was $4,076 with a homeowner's exemption, up 2.7% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,076.00 (+2.75%) Homeowner's exemption$218,133 (+2.84%)$230,200 (+8.53%) Land $61,900 Building $168,300
2025$3,967.00 Homeowner's exemption$212,100 Land $52,000 Building $160,100$212,100 Land $52,000 Building $160,100
2023$3,540.00 Homeowner's exemption$192,300$212,100 Land $52,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Talbot Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Nearby Flood Policies60 units insured
incl. 24 condo units
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Talbot Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ave

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