115 Sylvan Ave, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 115 Sylvan Ave, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,346 sqft · built 1952
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Jun 2026)
Tax Bill	$15,147 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087-091-08`

Property Details

APN / Parcel Number

Primary APN	`087-091-08`
Alternative APNs	`087-091-09-000` `08709108000` `087-091-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Steep
Deck Area	581 sqft
Patio Area	581 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	08709108000
Street Address	115 SYLVAN AVE
City	BOULDER CREEK
State	CA
Zip	95006-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	SAN LORENZO RIVER PARK 02
Legal Lot Number	1,2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1012
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Grant Deed, Transfer · FHA Mortgage FLEXPOINT FUNDING
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit KEYPOINT CU
Apr 26, 2021	Intrafamily Transfer, Transfer
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202614530
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000023703
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2026
Property Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Document Number	0000014530
Instrument Date	Jun 18, 2026
Instrument	202614530
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,549.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014531,
Date	Jun 25, 2026
Instrument	202614531

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539

Mortgage

Document Number	0000019128
Date	Jun 27, 2022
Instrument	2022-0019128

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 26, 2021
Property Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Document Number	0000023703
Map Reference	VOL 25 PG 19
Instrument Date	Feb 10, 2021
Instrument	2021-0023703
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2017
Property Address	115 SYLVAN AVE, BOULDER CREEK, CA 95006-8539
Document Number	0000017854
Instrument Date	May 26, 2017
Instrument	17854
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 SYLVAN AVE BOULDER CREEK CA 950068539, BOULDER CREEK, CA 95006-8539

Mortgage

Document Number	17855
Date	May 31, 2017
Instrument	17855

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,291,360 (+2%) Land $924,030 Building $367,330
2025	$15,147.00 (+4.22%)	$1,266,040 (+4.44%) Land $905,912 Building $360,128
2023	$14,534.00 (+3.58%) Homeowner's exemption	$1,212,197 Land $866,052 Building $346,145
2022	$14,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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