115 Sutton Ave, Sugar Grove, IL 60554 Property Records

Kane County property record for 115 Sutton Ave, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	3,347 sqft · built 2004
Lot Size	0.268 acres (11,686 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Nov 2004)
Tax Bill	$11,834 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-129-010`

Property Details

APN / Parcel Number

Primary APN	`14-16-129-010`

Interior

Stories	2 Stories
Building Area	3,347 sqft Living Area
Gross Area	5,559 sqft
Basement Area	1,726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	11,686 sqft (0.268 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 SUTTON AVE
City	SUGAR GROVE
State	IL
Zip	60554-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR WEST UNIT 1 LOT 77
Legal Subdivision	WINDSOR WEST
Legal Block	1
Legal Lot Number	77
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1075
Census Tract	854504

Owner

115 Sutton Ave is owned and occupied by two individuals who bought it in November 2004.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 SUTTON AVE, SUGAR GROVE, IL 60554-2217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2004 · Amount on File
Deed Sale	Nov 29, 2004 · Amount on File
Deed Document Number	2004152741
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	115 SUTTON AVE, SUGAR GROVE, IL 60554-2217
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049304
Date	Oct 6, 2022
Instrument	2022K049304

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	115 SUTTON AVE, SUGAR GROVE, IL 60554-2217
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073295
Date	Sep 28, 2021
Instrument	2021K073295

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Feb 1, 2051

Interest

Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	115 SUTTON AVE, SUGAR GROVE, IL 60554-2217
Document Number	0000058137
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 SUTTON AVE SUGAR GROVE IL 605542217, SUGAR GROVE, IL 60554-2217

Mortgage

Document Number	0000058137
Date	Dec 2, 2019
Instrument	58137

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate	3.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	115 SUTTON AVE, SUGAR GROVE, IL 60554-2217
Document Number	0000007235
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 SUTTON AVE SUGAR GROVE IL 605542217, SUGAR GROVE, IL 60554-2217

Mortgage

Document Number	0000007235
Date	Feb 22, 2019
Instrument	7235

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 115 Sutton Ave was $11,834 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,834.00 Homeowner's exemption	$157,886 (+7.83%) Land $26,146 Building $131,740	$473,848 (+7.83%) Land $78,469 Building $395,378
2024		$146,421 Land $24,247 Building $122,174	$439,439 Land $72,770 Building $366,669
2022	$10,757.00 (+3.74%) Homeowner's exemption	$120,111 (+5.08%) Land $20,188 Building $99,923	$360,333 (+5.08%) Land $60,564 Building $299,769
2021	$10,369.00 Homeowner's exemption	$114,304 Land $19,212 Building $95,092	$342,912 Land $57,636 Building $285,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Sutton Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Sutton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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