115 Summit Ridge Dr, Brandon, MS 39042 Property Records

Rankin County property record for 115 Summit Ridge Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,745 sqft · built 1976
Lot Size	0.512 acres (22,328 sqft)
Owner	Individual Name on Record
Last Sale	$299,394 (Dec 2022)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H09J000010 00240`

Property Details

APN / Parcel Number

Primary APN	`H09J000010 00240`
Alternative APN	`23938`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,745 sqft Adjusted Area
1st Floor Area	2,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,328 sqft (0.512 acres)
Patio Area	105 sqft
Gazebo	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23938
Street Address	115 SUMMIT RIDGE DR
City	BRANDON
State	MS
Zip	39042-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 GROVE PARK OF CROSSGATES PART 6B DB 385 PG 592 0060179 DB 429 PG 0105 0031582 DB 701 PG 0335 0051894
Legal Range	03E
Legal Township	05N
Legal Section	06
Legal Subdivision	GROVE PARK SUBDIVISION
Legal Lot Number	24
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	20208

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 SUMMIT RIDGE DR, BRANDON, MS 39042-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2022	Warranty Deed, Transfer MERCHANTS AND PLANTERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Book / Page	2022 / 31465
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	Apr 22, 2026
Property Address	115 SUMMIT RIDGE DR, BRANDON, MS 39042-2055
Document Number	3026035966
Book / Page	3026 / 35966
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMIT RIDGE DR, BRANDON, MS 39042-2055

Mortgage

Document Number	3026035966,
Date	Apr 22, 2026
Book Page	3026/35966

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 30, 2022
Property Address	115 SUMMIT RIDGE DR, BRANDON, MS 39042-2055
Document Number	0000031465
Book / Page	2022 / 31465
Map Reference	CAB B SL 8
Instrument Date	Dec 30, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1851, BRANDON, MS 39043-1851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SUMMIT RIDGE DR, BRANDON, MS 39042-2055

Mortgage

Document Number	3022123828
Date	Dec 30, 2022
Instrument	3022/123828

Lender

Name	MERCHANTS AND PLANTERS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 13, 2033

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+0.04%) Homeowner's exemption	$21,521 (+25.09%)
2024	$2,548.00		$215,210 (+25.09%) Land $32,500 Building $182,710
2023		$17,204
2021			$172,040 Land $32,500 Building $139,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2001–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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