San Diego County property record for 115 Summit Ln, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,006 sqft · built 2004 |
| Lot Size | 0.166 acres (7,241 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $778,500 (Aug 2025) |
| Tax Bill | $8,660 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-160-03-00 |
| Primary APN | 399-160-03-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,006 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,241 sqft (0.166 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 115 SUMMIT LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK B LOT 24 TR 001943 |
| Legal Subdivision | SILVERBROOK |
| Legal Tract | 001943 |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 15502 |
Source: San Diego County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2026 | Grant Deed, Transfer · Conventional Mortgage GROVES CAP INC |
| Jan 27, 2022 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 13, 2017 | Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Jan 27, 2022 · Amount on Record |
| Deed Document Number | 2025240993 |
| Last Transfer Date | Sep 17, 2026 |
| Transfer Doc | 0000275540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2026 |
| Property Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Document Number | 0000275540 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026275540 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | ATLAS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Document Number | 0000275541, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 2026275541 |
| Name | GROVES CAP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 27, 2022 |
| Property Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Document Number | 0000041807 |
| Map Reference | MAP 1943 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2022-0041807 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Document Number | 0000041808 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0041808 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 115 SUMMIT LN, EL CAJON, CA 92019-1503 |
| Document Number | 0000404852 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2017 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 SUMMIT LN EL CAJON CA 920191503, EL CAJON, CA 92019-1503 |
| Document Number | 0000404852 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 404852 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $35,000 (-95.37%) Land $25,000 Building $10,000 | |
| 2025 | $8,660.00 (+3%) | $756,109 (+7.4%) Land $378,054 Building $378,055 |
| 2023 | $8,408.00 (+54.36%) | $704,000 Land $352,000 Building $352,000 |
| 2022 | $5,447.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1993–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures