Kenton County property record for 115 Summit Dr, Crestview Hills, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,398 sqft · built 1966 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2020) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-16-004.00 |
| Primary APN | 015-10-16-004.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,398 sqft Finished Area |
| Gross Area | 3,744 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 235 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 115 SUMMIT DR |
|---|---|
| City | CRESTVIEW HILLS |
| State | KY |
| Zip | 41017-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESTVIEW HILLS 8TH SEC 1 LOT 6 |
| Legal Subdivision | CRESTVIEW HILLS |
| Legal Phase | 8-1 |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 64500 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SUMMIT DR, COVINGTON, KY 41015-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Jul 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 24, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jun 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 20205900122 |
| Deed Book / Page | 28 / 75 |
| Prior Transfer Date | Nov 20, 2010 |
| Prior Transfer Doc | 0005900273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0005900165 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | KCM 701/691 |
| Instrument | 25102905900165 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 SUMMIT DR, COVINGTON, KY 41015-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0005900008 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 239/269 |
| Instrument | 21070805900008 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Feb 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 SUMMIT DR, COVINGTON, KY 41015-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900014 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 283/315 |
| Instrument | 21101205900014 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 SUMMIT DR, COVINGTON, KY 41015-1533 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0005900098 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | KCM 468/751 |
| Instrument | 23061305900098 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 24, 2020 |
| Property Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0000000122 |
| Book / Page | 000028 / 000075 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 SUMMIT DR CRESTVIEW HILLS KY 410172221, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 123 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 000M62/000273 |
| Instrument | 123 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 SUMMIT DR, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0000000123 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 SUMMIT DR CRESTVIEW HILLS KY 410172221, CRESTVIEW HILLS, KY 41017-2221 |
| Document Number | 0000000123 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 000M62/000273 |
| Instrument | 123 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Crestview Hills City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,000 (-) Land $80,000 Building $298,000 | $378,000 (-) Land $80,000 Building $298,000 | |
| 2025 | $3,745.00 (+0.38%) | $378,000 (+8%) Land $80,000 Building $298,000 | $378,000 (+8%) Land $80,000 Building $298,000 |
| 2023 | $3,731.00 | $350,000 Land $80,000 Building $270,000 | $350,000 Land $80,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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