115 Stump Rd, Irvine, KY 40336 Property Records

Estill County property record for 115 Stump Rd, Irvine, KY 40336

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2022)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-10-00-071.00`

Property Details

APN / Parcel Number

Primary APN	`070-10-00-071.00`
Alternative APNs	`30579 1` `30580 1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	30580 1
Street Address	115 STUMP RD
City	IRVINE
State	KY
Zip	40336-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115 STUMP RD .50 ACRE & HOUSE
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	2
Census Block	2017
Census Tract	920201

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 STUMP RD, IRVINE, KY 40336-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Document Number	2022253373
Deed Book / Page	336 / 798
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Mar 31, 2022
Property Address	115 STUMP RD, IRVINE, KY 40336-9787
Document Number	00D336/798
Book / Page	D336 / 798
Map Reference	DB 336 PG 298
Instrument Date	Mar 25, 2022
Instrument	253373
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1187 WINSTON RD, IRVINE, KY 40336-7175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 RED LICK RD, IRVINE, KY 40336-9597

Mortgage

Document Number	253374MA12375
Date	Mar 31, 2022
Instrument	253374MA12375

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2025	$1,159.00 (-1.86%)	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2023	$1,181.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Organic carbon removal Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000