115 Straw Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 115 Straw Dr, Stony Point, NC 28678 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,620 sqft · built 2001
Lot Size1.35 acres (58,806 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Oct 2021)
Tax Bill$847 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN3786-90-6568.000

Property Details

APN / Parcel Number

Primary APN3786-90-6568.000
Alternative APN
  • 80086608

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Heated Area
Gross Area1,924 sqft
1st Floor Area1,620 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area58,806 sqft (1.35 acres)
Lot Width108 ft Width

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area80 sqft
Patio Area80 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80086608
Street Address115 STRAW DR
CitySTONY POINT
StateNC
Zip28678-2000
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionL23 CAIN ROAD ESTATES BP 36-27 PH 2
Legal SubdivisionCAIN ROAD
Legal Block90
Legal Lot Number23
JurisdictionIREDELL NC
Township / Civil DivisionSHILOH
Census Block Group2
Census Block2000
Census Tract61101

Owner

Source: Iredell County records · APN 3786-90-6568.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 STRAW DR, STONY POINT, NC 28678-2000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 19, 2017Loan Modification, Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleJun 26, 2014
Deed Book / Page2860 / 1439
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateOct 13, 2021
Property Address115 STRAW DR, STONY POINT, NC 28678-2000
Document Number28601439
Book / Page2860 / 1439
Map ReferenceMB 36 PG 27
Instrument DateOct 13, 2021
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1114 4TH CREEK LANDING DR, 1114, STATESVILLE, NC 28625-8274

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 STRAW DR, STONY POINT, NC 28678-2000

Mortgage

Document Number28601442
DateOct 13, 2021
Instrument2860/1442
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionIREDELL NC
Property Address115 STRAW DR, STONY POINT, NC 28678-2000
Document Number2533338
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyLOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 STRAW DR STONY POINT NC 286782000, STONY POINT, NC 28678-2000

Mortgage

Document Number2533338
DateJan 09, 2018
Book Page002533/000338
Lender
NameFIFTH THIRD BK
TypeFederal Savings Bank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 08, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$847.00$133,470 (-) Land $23,400 Building $110,070$133,470 (-) Land $23,400 Building $110,070
2024$847.00$133,470 (-) Land $23,400 Building $110,070$133,470 (-) Land $23,400 Building $110,070
2023$847.00 (+68.39%)$133,470 (+88.7%) Land $23,400 Building $110,070$133,470 (+88.7%) Land $23,400 Building $110,070
2022$503.00$70,730 Land $15,400 Building $55,330$70,730 Land $15,400 Building $55,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Straw Dr

Nearby Streets

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