Cleveland County property record for 115 Stone St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,652 sqft · built 1973 |
| Lot Size | 0.916 acres (39,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,207 (2026) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29777 |
| Primary APN | 29777 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,652 sqft Finished Area |
| Basement Area | 2,652 sqft |
| Finished Basement | 1,326 sqft |
| Unfinished Basement | 1,326 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 39,900 sqft (0.916 acres) |
| Lot Dimensions | 420 ft deep x 95 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1359901 |
|---|---|
| Street Address | 115 STONE ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #4 BLK D HILLSDALE SD LIFE ESTATE |
| Legal Subdivision | HILLSDALE |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950702 |
115 Stone St is owned and occupied by an individual who acquired it in July 2020.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 STONE ST, SHELBY, NC 28152-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2020 |
| Transfer Doc | 0018172842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 29, 2020 |
| Property Address | 115 STONE ST, SHELBY, NC 28152-7303 |
| Document Number | 0018172842 |
| Book / Page | 001817 / 002842 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 42118 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 115 STONE ST SHELBY NC 281527303, SHELBY, NC 28152-7303 |
The 2026 property tax bill for 115 Stone St was $1,207, up 3.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,207.00 (+3.78%) | $189,191 (-) Land $17,242 Building $171,949 | $189,191 (-) Land $17,242 Building $171,949 |
| 2025 | $1,163.00 | $189,191 Land $17,242 Building $171,949 | $189,191 Land $17,242 Building $171,949 |
| 2023 | $123,549 Land $17,242 Building $106,307 | $123,549 Land $17,242 Building $106,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Stone St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Stone St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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