Seminole County property record for 115 Stone Gable Cir, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,873 sqft · built 1999 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Owner Name on File |
| Last Sale | $187,000 (Apr 2002) |
| Tax Bill | $3,809 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-20-30-503-0000-0490 |
| Primary APN | 35-20-30-503-0000-0490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,873 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| 2nd Floor Area | 1,511 sqft |
| Upper Floors Area | 1,511 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,445 sqft |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 238 sqft |
| Patio Area | 461 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 STONE GABLE CIR |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 STONE GABLE PB 54 PGS 13 & 14 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 35 |
| Legal Subdivision | STONE GABLE |
| Legal Tract | 503 |
| Legal Lot Number | 49 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21403 |
The current owner of 115 Stone Gable Cir bought it in April 2002.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 115 STONE GABLE CIR, WINTER SPGS, FL 32708-3234 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2002 · Amount on File |
| Deed Sale | Apr 9, 2002 · Amount on File |
| Prior Sale | Jun 15, 1999 · Amount on File |
| Deed Document Number | 0437301035 |
| Deed Book / Page | 04373 / 01035 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 115 Stone Gable Cir was $3,809 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,809.00 Homeowner's exemption | $269,894 | $546,741 Land $100,000 Building $446,741 |
| 2023 | $3,328.00 (+2.91%) Homeowner's exemption | $254,649 (+3%) | $516,020 (+3.83%) Land $100,000 Building $416,020 |
| 2022 | $3,234.00 Homeowner's exemption | $247,232 | $496,971 Land $85,000 Building $411,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Stone Gable Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Stone Gable Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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