115 Stevens Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 115 Stevens Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,978 sqft · built 1990
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Feb 2020)
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459A120`

Property Details

APN / Parcel Number

Primary APN	`459A120`
Alternative APN	`6003537`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	144 sqft
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	115 STEVENS RD
City	SALISBURY
State	NC
Zip	28147-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 BLK B WESTMONT SEC 2
Legal Subdivision	WESTMONT SEC 2
Legal Block	B
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2013
Census Tract	51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 STEVENS RD, SALISBURY, NC 28147-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 4, 1992 · Amount on Record
Deed Book / Page	1344 / 305
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	115 STEVENS RD, SALISBURY, NC 28147-7804
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013800545
Date	Jul 29, 2021
Book Page	1380/545

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 28, 2020
Property Address	115 STEVENS RD, SALISBURY, NC 28147-7804
Document Number	0013440305
Book / Page	1344 / 305
Map Reference	PG 1090
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9048 COUNTY ROAD 47, 9048, WEST LIBERTY, OH 43357-9597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STEVENS RD, SALISBURY, NC 28147-7804

Mortgage

Document Number	13440306
Date	Feb 28, 2020
Instrument	1344/0306

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,809.00	$267,142 (-) Land $30,000 Building $237,142	$267,142 (-) Land $30,000 Building $237,142
2023	$1,809.00	$267,142 Land $30,000 Building $237,142	$267,142 Land $30,000 Building $237,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications.

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