115 State St, High Shoals, NC 28077 Property Records

Gaston County property record for 115 State St, High Shoals, NC 28077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2022)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18005 01800`

Property Details

APN / Parcel Number

Primary APN	`18005 01800`
Alternative APN	`197306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 STATE ST
City	DALLAS
State	NC
Zip	28034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MASON OAKS BLK A L 5 18 005 018 00 000
Legal Subdivision	MASON OAKS SUBDIVISION
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	DALLAS
Census Block Group	1
Census Block	1001
Census Tract	30301

Owner

115 State St is owned by two individuals who bought it in August 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2082 TIN MINE RD, LINCOLNTON, NC 28092-8931
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 8, 2019	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	May 8, 2019 · Amount on File
Deed Book / Page	5361 / 999
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	115 STATE ST, HIGH SHOALS, NC 28077
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STATE ST, LINCOLNTON, NC 28092-3417

Mortgage

Document Number	0053911551
Date	Feb 8, 2023
Book Page	5391/1551

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 31, 2022
Property Address	115 STATE ST, HIGH SHOALS, NC 28077
Document Number	0053610999
Book / Page	5361 / 999
Map Reference	MB 44 PG 69
Instrument Date	Aug 2, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	24 HOUR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2645 SHAW AVE, 2645, GASTONIA, NC 28054-6547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STATE ST, LINCOLNTON, NC 28092-3417

Mortgage

Document Number	0053611001
Date	Aug 31, 2022
Instrument	5361/1001

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0053611019
Date	Aug 31, 2022
Book Page	5361/1019

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 8, 2019
Property Address	115 STATE ST, HIGH SHOALS, NC 28077
Document Number	0050401440
Book / Page	5040 / 1440
Map Reference	MB 44 PG 69
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 HARDIN RD, 1350, DALLAS, NC 28034-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STATE STREET, HIGH SHOALS, NC 28077

Mortgage

Document Number	0050401443
Date	May 8, 2019
Instrument	5040/1443

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 115 State St was $1,950.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	High Shoals City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00	$172,030 Land $15,000 Building $157,030
2023	$1,746.00	$172,030 Land $15,000 Building $157,030
2021			$88,920 Land $10,000 Building $78,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 State St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIGH SHOALS serves 729 people · EPA ID NC0136075
Water Source	Purchased surface water from LINCOLN COUNTY WTP
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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