McLean County property record for 115 State Rte 138 E, Rumsey, KY 42371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,640 sqft |
| Lot Size | 4.68 acres (203,948 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,378 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 43-1A |
| Primary APN | 43-1A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,640 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 203,948 sqft (4.68 acres) |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 115 STATE ROUTE 138 E |
|---|---|
| City | RUMSEY |
| State | KY |
| Zip | 42371-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 4.682 ACRES |
| Jurisdiction | MCLEAN KY |
| Township / Civil Division | CALHOUN |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 970200 |
115 State Rte 138 E, a single family home, is owned by two individuals.
Source: McLean County records, as of October 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5672 STATE ROUTE 56, OWENSBORO, KY 42301-9308 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000202306 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 115 State Rte 138 E was $2,378.
Source: McLean County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McLean County |
| Unified School District | McLean County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 | $221,750 Land $21,750 Building $200,000 | $221,750 Land $21,750 Building $200,000 |
| 2023 | $1,882.00 | $174,000 Land $24,000 Building $150,000 | $174,000 Land $24,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 State Rte 138 E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 86 (1989–2025) |
| Claims Outside the SFHA | 5 of 86 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 State Rte 138 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALHOUN WATER WORKS serves 966 people · EPA ID KY0750055 |
|---|---|
| Water Source | Purchased surface water from MCLEAN COUNTY REGIONAL WATER COMMISSION |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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