115 Staggerbush St, Freeport, FL 32439 Property Records

Walton County property record for 115 Staggerbush St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,087 sqft · built 2024
Lot Size	0.113 acres (4,946 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Jul 2024)
Tax Bill	$924 (2024)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-1N-19-17010-004-0120`

Property Details

APN / Parcel Number

Primary APN	`25-1N-19-17010-004-0120`
Alternative APN	`1047360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	2,700 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,946 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1047360
Street Address	115 STAGGERBUSH ST
City	FREEPORT
State	FL
Zip	32439-0177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 4 OWLS HEAD PH 1 PB 17-61 OR 2960-1445 OR 3276-2442 OR 3329-3091
Legal Range	19W
Legal Township	01N
Legal Section	25
Legal Subdivision	OWLS HEAD PH I
Legal Phase	1
Legal Block	4
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950501

Owner

115 Staggerbush St is owned and occupied by an individual who bought it in July 2024.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	115 STAGGERBUSH ST, FREEPORT, FL 32439-0177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Sep 17, 2021	Quit Claim Deed, Transfer · Line of Credit PRIME MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	20240023576
Deed Book / Page	3329 / 3091
Record Updated	Jun 8, 2026

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2024
Property Address	115 STAGGERBUSH ST, FREEPORT, FL 32439-0177
Document Number	0033293091
Book / Page	3329 / 3091
Map Reference	MB 17 PG 61,61A-61E
Instrument Date	Jun 28, 2024
Instrument	20240023576
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 STAGGERBUSH ST, FREEPORT, FL 32439-0177

Mortgage

Document Number	20240023577
Date	Jul 3, 2024
Instrument	20240023577

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 17, 2021
Property Address	115 STAGGERBUSH ST, FREEPORT, FL 32439-0177
Document Number	0032163280
Book / Page	3216 / 3280
Map Reference	MB 17 PG 61-61E
Instrument Date	Sep 15, 2021
Instrument	20210046667
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,950.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3434 COLWELL AVE STE 200, 200, TAMPA, FL 33614-8390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 METROPOLITAN BLVD, TALLAHASSEE, FL 32308-3775

Mortgage

Document Number	0032163289
Date	Sep 17, 2021
Instrument	3216/3289

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,184 Land $63,000 Building $230,184	$293,184 Land $63,000 Building $230,184
2024	$924.00 (+0.43%)
2023	$920.00 (+454.22%)	$60,000 (+2,574.99%) Land $60,000	$60,000 (+2,574.99%) Land $60,000
2022	$166.00	$2,243 Land $2,243	$2,243 Land $2,243

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Staggerbush St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Staggerbush St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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