115 Stacy Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 115 Stacy Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 1970
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Mar 2021)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004999-23-3`

Property Details

APN / Parcel Number

Primary APN	`004999-23-3`
Alternative APNs	`0810900025000 61356089` `081-09-00-025.000` `005107223`

Interior

Stories	1 Story
Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0810900025000 61356089
Street Address	115 STACY DR
City	GAFFNEY
State	SC
Zip	29341-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	115 STACY DR LT#10 FM RITA PHILLIPS EST $168000 PER OBT. RITA DIED 10/10/20 FLIPPED TO 6% FOR 2021TY
Legal Subdivision	CITY/GAFFNEY
Legal Block	A
Legal Lot Number	10
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2010
Census Tract	970301

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	115 STACY DR, GAFFNEY, SC 29341-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	0001321169
Record Updated	Jun 8, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 17, 2021
Property Address	115 STACY DR # 10, 10, GAFFNEY, SC 29341-1433
Document Number	0001321169
Book / Page	000132 / 001169
Instrument Date	Mar 8, 2021
Instrument	1578
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 STACY DR GAFFNEY SC 293411433, GAFFNEY, SC 29341-1433

Mortgage

Document Number	1320132
Date	Mar 17, 2021
Book Page	000132/000132
Instrument	1579

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+10.95%) Homeowner's exemption	$6,180 (-) Land $600 Building $5,580	$154,600 (-) Land $15,000 Building $139,600
2023	$1,023.00	$6,180 Land $600 Building $5,580	$154,600 Land $15,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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