115 Spring Water Way, Folsom, CA 95630 Property Records

Sacramento County property record for 115 Spring Water Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 1985
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Apr 2015)
Tax Bill	$7,064 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`213-0770-039-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0770-039-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 SPRING WATER WAY
City	FOLSOM
State	CA
Zip	95630-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 02B EXC M/R, LOT 131
Legal Subdivision	AMERICAN RIVER CANYON 02B
Legal Lot Number	131
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2019
Census Tract	8209

Owner

Source: Sacramento County records · APN 213-0770-039-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 SPRING WATER WAY, FOLSOM, CA 95630-2076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2015 · Amount on Record
Deed Sale	Apr 16, 2015 · Amount on Record
Prior Sale	Dec 01, 2006 · Amount on Record
Deed Book / Page	20150416 / 561
Prior Transfer Date	Dec 17, 2007
Prior Transfer Doc	0000000664
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	115 SPRING WATER WAY, FOLSOM, CA 95630-2076
Document Number	1908130185
Instrument Date	Aug 06, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 SPRING WATER WAY FOLSOM CA 956302076, FOLSOM, CA 95630-2076

Mortgage

Document Number	1908130185
Date	Aug 13, 2019
Instrument	1908130185

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$619,061 (+2%) Land $159,360 Building $459,701
2025	$7,064.00 (+0.16%) Homeowner's exemption	$606,924 (+4.04%) Land $156,236 Building $450,688
2024	$7,053.00 (+2.63%)
2023	$6,872.00 (+0.56%) Homeowner's exemption	$583,358 Land $150,170 Building $433,188
2022	$6,834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 455 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.