115 Spring St, Rockford, MI 49341 Property Records

Kent County property record for 115 Spring St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$184,900 (Jun 2019)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-301-007`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-301-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 SPRING ST
City	ROCKFORD
State	MI
Zip	49341-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 264 FT OF E 165 FT OF NW 1/4 SW 1/4 * SEC 36 T9N R11W 1.00 A.
Legal Range	11W
Legal Township	09N
Legal Section	36
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2022
Census Tract	10700

Owner

115 Spring St is owned and occupied by two individuals who bought it in June 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 SPRING ST, ROCKFORD, MI 49341-1147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 28, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	201946449
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	115 SPRING ST, ROCKFORD, MI 49341-1147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000785
Date	Jan 4, 2017
Instrument	20170104-0000785

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COVINGTON, KY 41012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 28, 2019
Property Address	115 SPRING ST, ROCKFORD, MI 49341-1147
Document Number	0000046449
Instrument Date	Jun 14, 2019
Instrument	46449
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3201 N ARBOGAST RD PIERSON MI 493399705, PIERSON, MI 49339-9705

Mortgage

Document Number	46450
Date	Jun 28, 2019
Instrument	46450

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 115 Spring St was $3,712.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,300 (+2.01%)	$334,600 (+2.01%)
2025	$3,712.00 Homeowner's exemption	$164,000	$328,000
2023		$124,500	$249,000
2021	$3,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, Xfinity.

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