115 Spring Creek Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 115 Spring Creek Way, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 2018
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$287,650 (Mar 2018)
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026484-0450`

Property Details

APN / Parcel Number

Primary APN	`026484-0450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	2,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 SPRING CREEK WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 45 OR4520/1439
Legal Range	28E
Legal Township	05S
Legal Section	21
Legal Subdivision	SANDY CREEK PHASES 2A AND 2B
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2078
Census Tract	20904

Owner

115 Spring Creek Way is owned by an individual who bought it in March 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	14 SIGNET CT, FLAGLER BEACH, FL 32136-3005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	201819600
Deed Book / Page	4520 / 1439
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 26, 2018
Property Address	115 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8960
Document Number	0045201439
Book / Page	4520 / 1439
Map Reference	MB74 PG86-98
Instrument Date	Mar 22, 2018
Instrument	2018019600
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SPRING CREEK WAY, SAINT AUGUSTINE, FL 32095-8960

Mortgage

Document Number	2018019601
Date	Mar 26, 2018
Instrument	2018019601

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 Spring Creek Way was $5,720, up 78.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,088 (-7.21%) Land $100,000 Building $271,088	$371,088 (-7.21%) Land $100,000 Building $271,088
2025	$5,720.00 (+78.36%)	$399,921	$399,921 Land $100,000 Building $299,921
2024	$3,207.00 (+2.07%)
2023	$3,142.00 (+3.05%) Homeowner's exemption	$266,939 (+3%)	$393,024 (+7.92%) Land $100,000 Building $293,024
2022	$3,049.00 Homeowner's exemption	$259,164	$364,194 Land $84,000 Building $280,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Spring Creek Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Spring Creek Way is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20