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115 Spooner Ave, Warwick, RI 02886 Property Records

Warwick City property record for 115 Spooner Ave, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,118 sqft · built 1949
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on Record
Last Sale$256,000 (Dec 2017)
Tax Bill$5,375 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26900190000

Property Details

APN / Parcel Number

Primary APN26900190000
Alternative APNs
  • WARW M:269 B:0019 L:0000
  • 700008178

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area2,872 sqft
1st Floor Area1,118 sqft
Basement Area1,118 sqft
Unfinished Basement1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
Pool TypeIn-Ground Pool
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number700008178
Street Address115 SPOONER AVE
CityWARWICK
StateRI
Zip02886-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block19
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1039
Census Tract22100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 SPOONER AVE, WARWICK, RI 02886-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 28, 2017Warranty Deed, Transfer
SEACOAST MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2017 · Amount on Record
Deed SaleDec 28, 2017 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Document Number201719335
Deed Book / Page8973 / 51
Transfer Doc7850-78
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address115 SPOONER AVE, WARWICK, RI 02886-2004
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009914-53
DateAug 3, 2021
Book Page9914/53
Instrument15776
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 28, 2017
Property Address115 SPOONER AVE, WARWICK, RI 02886-2004
Document Number0008973-51
Book / Page8973 / 51
Instrument19335
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089730054
DateDec 28, 2017
Instrument08973/0054
Lender
NameSEACOAST MORTGAGE CO
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,375.00 (+2.95%)$423,200 (+15.03%) Land $172,000 Building $251,200
2024$404,985
2023$5,221.00 (+4.48%)$367,900 (+37.89%) Land $151,400 Building $216,500
2022$4,997.00$266,800 Land $102,200 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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