Watauga County property record for 115 Split Rail Ln, Blowing Rock, NC 28605
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,552 sqft · built 1971 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Jul 2025) |
| Tax Bill | $2,174 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2819-14-7750-000 |
| Primary APN | 2819-14-7750-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 648 sqft |
| Porch | Porch |
| Porch Area | 696 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Account Number | 1866822 |
|---|---|
| Street Address | 115 SPLIT RAIL LN |
| City | BLOWING ROCK |
| State | NC |
| Zip | 28605-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1547 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLOWING ROCK |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 920601 |
115 Split Rail Ln is owned by two individuals who bought it in July 2025.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2020 N PARK AVE, INDIANAPOLIS, IN 46202-1746 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Oct 13, 2006 · Amount on File |
| Deed Document Number | 2025751659 |
| Deed Book / Page | 2440 / 887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 115 SPLIT RAIL LN, BLOWING ROCK, NC 28605-9396 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 SPLIT RAIL LN, BLOWING ROCK, NC 28605-9396 |
| Document Number | 0024780558 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 2478/558 |
| Instrument | 758604 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,800 (-) Land $33,400 Building $514,400 | ||
| 2025 | $547,800 Land $33,400 Building $514,400 | ||
| 2024 | $2,174.00 | $547,800 Land $33,400 Building $514,400 | |
| 2023 | $547,900 Land $33,400 Building $514,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Split Rail Ln in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 24 condo units |
| Nearby Flood Claims | 51 (1989–2024) |
| Claims Outside the SFHA | 6 of 51 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Split Rail Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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