115 Smith St, Mulberry, FL 33860 Property Records

Polk County property record for 115 Smith St, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 648 sqft · built 1961
Lot Size	0.119 acres (5,175 sqft)
Owner	Company Name on Record
Last Sale	$32,500 (Jan 2008)
Tax Bill	$733 (2025)
Deeds & Mortgages	Oct 2026 Sale Jun 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-31-12-159500-004040`

Property Details

APN / Parcel Number

Primary APN	`23-31-12-159500-004040`
Alternative APNs	`123123159500004040` `23123000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	105 ft deep x 49 ft wide
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	115 SMITH ST
City	MULBERRY
State	FL
Zip	33860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WHIDDEN & KIRKLAND ADD PB 2 PG 94 BLK D LOT 4
Legal Range	23E
Legal Township	31S
Legal Section	12
Legal Subdivision	WHIDDEN AND KIRKLAND ADDITION
Legal Tract	159500
Legal Block	D
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1076
Census Tract	16100

Owner

Source: Polk County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	304 E PINE ST, LAKELAND, FL 33801-4969
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK
Jul 18, 2018	Deed of Trust, Mortgage US SMALL BUSN ADMN
Jul 18, 2018	Deed of Trust, Mortgage US SMALL BUSINESS ADMINISTRATI
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2008 · Amount on Record
Deed Sale	Jan 28, 2008 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	200815478
Deed Book / Page	7540 / 1420
Last Transfer Date	Aug 31, 2026
Transfer Doc	0000243602
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2026
Property Address	115 SMITH ST, MULBERRY, FL 33860
Document Number	0000243602
Book / Page	14183 / 579
Instrument Date	Aug 31, 2026
Instrument	2026243602
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	304 E PINE ST, LAKELAND, FL 33801-4969

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2026
Property Address	115 SMITH ST, MULBERRY, FL 33860
Document Number	0000137448
Book / Page	14031 / 248
Instrument Date	Jun 1, 2026
Instrument	2026137448
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 SMITH ST, MULBERRY, FL 33860
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095610
Date	Apr 7, 2022
Book Page	12200/755
Instrument	2022095610

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	BOWLING GREEN, FL 33834

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 SMITH ST, MULBERRY, FL 33860
Document Number	0106161757
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 LAKE MIRIAM DR LAKELAND FL 338132938, LAKELAND, FL 33813-2938

Mortgage

Document Number	0106161757
Date	Sep 20, 2018
Book Page	010616/001757
Instrument	198967

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 SMITH ST, MULBERRY, FL 33860
Document Number	0105760066
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1715 LAKE MIRIAM DR LAKELAND FL 338132938, LAKELAND, FL 33813-2938

Mortgage

Document Number	0105760066
Date	Aug 8, 2018
Book Page	010576/000066
Instrument	169547

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 7, 2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 SMITH ST, MULBERRY, FL 33860
Document Number	0102241406
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	EXECUTIVE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 LAKE MIRIAM DR LAKELAND FL 338132938, LAKELAND, FL 33813-2938

Mortgage

Document Number	0102241406
Date	Aug 4, 2017
Book Page	010224/001406
Instrument	149145

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,790 (+1%)	$68,837 (+6.23%) Land $11,639 Building $57,198
2025	$733.00 (-35.81%)	$47,991 (-24.29%)	$64,801 (+2.23%) Land $11,639 Building $53,162
2023	$1,142.00 (+9.07%)	$63,387 (+14.44%) Land $8,277 Building $55,110	$63,387 (+14.44%) Land $8,277 Building $55,110
2022	$1,047.00	$55,390 Land $1,139 Building $54,251	$55,390 Land $1,139 Building $54,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures