Tompkins County and Groton Town property record for 115 Smith Rd, Groton, NY 13073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,055 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Jul 1997) |
| Tax Bill | $6,643 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 502889 32.-1-11.4 |
| Primary APN | 502889 32.-1-11.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Upper Floors Area | 885 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 115 SMITH RD |
|---|---|
| City | GROTON |
| State | NY |
| Zip | 13073-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 11.004 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | GROTON |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 2200 |
115 Smith Rd is owned and occupied by two individuals who bought it in July 1997.
Source: Tompkins County and Groton Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SMITH RD, GROTON, NY 13073-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA |
| Feb 6, 2020 | Grant Deed, Transfer · Conventional Mortgage ELMIRA SVGS BK |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1997 · Amount on File |
| Deed Sale | Jul 18, 1997 · Amount on File |
| Deed Book / Page | 800 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 115 SMITH RD, GROTON, NY 13073-9218 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003799 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-03799 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Recording Date | Feb 6, 2020 |
| Property Address | 115 SMITH RD, GROTON, NY 13073-9218 |
| Document Number | 0000001348 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 1348 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 159 ALERGRINE RD LANSING NY 14882, LANSING, NY 14882 |
| Document Number | 1350 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 1350 |
| Name | ELMIRA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMIRA, NY 14901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 115 SMITH RD, GROTON, NY 13073-9218 |
| Document Number | 0000010578 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 115 SMITH RD GROTON NY 130739218, GROTON, NY 13073-9218 |
| Document Number | 0000010578 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 10578 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | GROTON, NY 13073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 115 Smith Rd was $6,643.
Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| County Subdivision | Groton Town |
| Unified School District | Groton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,643.00 | ||
| 2025 | $260,000 Land $15,000 Building $245,000 | $260,000 Land $15,000 Building $245,000 | |
| 2023 | $226,000 Land $15,000 Building $211,000 | $226,000 Land $15,000 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Smith Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1979–2018) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | May 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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