115 Smith Br Rd, Roan Mountain, TN 37687 Property Records

Carter County property record for 115 Smith Br Rd, Roan Mountain, TN 37687

Property Summary

Property Type	Single Family Home
Details	1 ba · 650 sqft · built 1946
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Dec 2017)
Tax Bill	$344 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010099 04501`

Property Details

APN / Parcel Number

Primary APN	`010099 04501`
Alternative APN	`099 04501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1994
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	210 sqft
Patio Area	90 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	115 SMITH BRANCH RD
City	ROAN MOUNTAIN
State	TN
Zip	37687-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R99
Jurisdiction	CARTER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3054
Census Tract	71700

Owner

115 Smith Br Rd is owned and occupied by an individual who bought it in December 2017.

Source: Carter County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	115 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Dec 13, 2017	Warranty Deed, Transfer · Conventional with PMI NORTHEAST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	17007243
Deed Book / Page	303 / 453
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	115 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3665
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006449
Date	Aug 18, 2021
Book Page	451/58
Instrument	21006449

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2036

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Dec 13, 2017
Property Address	115 SMITH BRANCH RD, ROAN MOUNTAIN, TN 37687-3665
Document Number	0000007243
Book / Page	000303 / 000453
Instrument Date	Dec 12, 2017
Instrument	7243
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SMITH BRANCH RD ROAN MOUNTAIN TN 376873665, ROAN MOUNTAIN, TN 37687-3665

Mortgage

Document Number	7244
Date	Dec 13, 2017
Book Page	000303/000457
Instrument	7244

Lender

Name	NORTHEAST COMMUNITY CU
Address	ELIZABETHTON, TN 37643

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 115 Smith Br Rd was $344.

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$344.00	$15,775 Land $3,775 Building $12,000
2023		$15,775 (-) Land $3,775 Building $12,000
2022	$320.00	$15,775 Land $3,775 Building $12,000	$63,100 (-) Land $15,100 Building $48,000
2021			$63,100 Land $15,100 Building $48,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Smith Br Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1996–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims Severe Storms And Flooding, Jan 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Smith Br Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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