Craven County property record for 115 Shepard St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1971 |
| Lot Size | 0.352 acres (15,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,500 (Mar 1990) |
| Tax Bill | $1,594 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-034 |
| Primary APN | 6-101-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,327 sqft (0.352 acres) |
| Garage Type | Attached |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6306680 |
|---|---|
| Street Address | 115 SHEPARD ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 SEC 2 TRYON PK |
| Legal Subdivision | TRYON PARK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 961301 |
115 Shepard St is owned and occupied by two individuals who bought it in March 1990.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SHEPARD ST, HAVELOCK, NC 28532-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1990 · Amount on File |
| Deed Sale | Mar 16, 1990 · Amount on File |
| Deed Book / Page | 1249 / 269 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 115 Shepard St was $1,594, up 2.4% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,594.00 (+2.44%) | $126,070 (-) Land $35,000 Building $91,070 | $126,070 (-) Land $35,000 Building $91,070 |
| 2025 | $1,556.00 | $126,070 Land $35,000 Building $91,070 | $126,070 Land $35,000 Building $91,070 |
| 2023 | $1,472.00 (+20.46%) | $124,070 (+23.88%) Land $35,000 Building $89,070 | $124,070 Land $35,000 Building $89,070 |
| 2022 | $1,222.00 | $100,150 Land $30,000 Building $70,150 | |
| 2018 | $100,150 Land $30,000 Building $70,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Shepard St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Shepard St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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