115 Shell Ln, Palatka, FL 32177 Property Records

Putnam County property record for 115 Shell Ln, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 1992
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Jul 2021)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-10-26-0000-0061-0006`

Property Details

APN / Parcel Number

Primary APN	`33-10-26-0000-0061-0006`
Alternative APN	`82126`

Interior

Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Porch	Screened/Unfinished Porch
Porch Area	384 sqft

Location & Zoning

Account Number	82126
Street Address	115 SHELL LN
City	PALATKA
State	FL
Zip	32177-8469
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF NE1/4 OF NE1/4 OF SW1/4, OR333 P393
Legal Range	26E
Legal Township	10S
Legal Section	33
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1036
Census Tract	950500

Owner

Source: Putnam County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SHELL LN, PALATKA, FL 32177-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202116303
Deed Book / Page	1628 / 775
Prior Transfer Date	Nov 20, 2007
Prior Transfer Doc	0011751777
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 21, 2021
Property Address	115 SHELL LN, PALATKA, FL 32177-8469
Document Number	0016280775
Book / Page	1628 / 775
Instrument Date	Jul 21, 2021
Instrument	202154016303
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 ANDREW CHAPEL RD, 223, STAFFORD, VA 22554-5523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 67, BOSTWICK, FL 32007-0067

Mortgage

Document Number	0016280777
Date	Jul 21, 2021
Book Page	1628/777
Instrument	202154016304

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	May 28, 2019
Property Address	115 SHELL LN, PALATKA, FL 32177-8469
Document Number	0015430637
Book / Page	1543 / 0637
Instrument Date	May 23, 2019
Instrument	201954009368
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 PEAVINE CT, 125, PALATKA, FL 32177-8488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SHELL LN, PALATKA, FL 32177-8469

Mortgage

Document Number	0001543640
Date	May 28, 2019
Instrument	1543/640

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (+14.18%) Homeowner's exemption	$75,710 (+5.98%)	$87,670 (-0.53%) Land $19,520 Building $68,150
2023	$797.00 (+4.05%) Homeowner's exemption	$71,440 (+3%)	$88,140 (+27.08%) Land $14,640 Building $73,500
2022	$766.00 Homeowner's exemption	$69,360	$69,360 Land $9,760 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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