Cheatham County property record for 115 Shade Tree Ct, Pegram, TN 37143
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,806 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,500 (Jul 2015) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011083 03301 |
| Primary APN | 011083 03301 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Upper Floors Area | 1,611 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 504 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 115 SHADE TREE CT |
|---|---|
| City | PEGRAM |
| State | TN |
| Zip | 37143-5067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRONTIER ACRES P/O |
| Legal Subdivision | FRONTIER ACRES |
| Legal Lot Number | P/O 142 |
| Jurisdiction | CHEATHAM TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 70401 |
Source: Cheatham County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SHADE TREE CT, PEGRAM, TN 37143-5067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on Record |
| Deed Sale | Jul 27, 2015 · Amount on Record |
| Prior Sale | Nov 25, 1997 · Amount on Record |
| Deed Document Number | 0005011919 |
| Deed Book / Page | 501 / 1919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Sep 1, 2026 |
| Property Address | 115 SHADE TREE CT, PEGRAM, TN 37143-5067 |
| Document Number | 0000262846 |
| Book / Page | 662 / 2311 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026262846 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 SHADE TREE CT, PEGRAM, TN 37143-5067 |
| Document Number | 0000262846, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 662/2311 |
| Instrument | 2026262846 |
| Name | ASCEND FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Cheatham County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cheatham County |
| Unified School District | Cheatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,160.00 | $163,900 Land $38,000 Building $125,900 | |
| 2024 | $655,600 Land $152,000 Building $503,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 47 (1998–2021) |
| Claims Outside the SFHA | 19 of 47 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER ROAD UTILITY DISTRICT serves 3,859 people · EPA ID TN0000582 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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