115 Seneca Ln, Loda, IL 60948 Property Records

Iroquois County property record for 115 Seneca Ln, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.809 acres (35,261 sqft)
Owner	Trust Name on Record
Last Sale	$210,000 (Oct 2017)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36 18 403 071`

Property Details

APN / Parcel Number

Primary APN	`36 18 403 071`

Exterior

Lot Area	35,261 sqft (0.809 acres)

Location & Zoning

Street Address	115 SENECA LN
City	LODA
State	IL
Zip	60948-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE IROQUOIS SD PLAT 3 LTS 472B, 473B & 474B
Legal Subdivision	LAKE IROQUOIS SD
Legal Lot Number	472B
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3096
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	115 SENECA LN, LODA, IL 60948-9697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jul 11, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Document Number	20173248
Last Transfer Date	Jul 6, 2018
Transfer Doc	0000002119
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	115 SENECA LN, LODA, IL 60948-9697
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R2927
Date	Oct 9, 2019
Instrument	19R2927

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Jul 11, 2018
Property Address	115 SENECA LN, LODA, IL 60948-9697
Document Number	18R2119
Map Reference	DOC69-P-28
Instrument Date	Jul 6, 2018
Instrument	18R2119
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	115 SENECA LN, LODA, IL 60948-9697
Mail Care Of	JOHN KNAB

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 30, 2017
Property Address	115 SENECA LN, LODA, IL 60948-9697
Document Number	17R3248
Map Reference	DOC69-P-28
Instrument Date	Oct 30, 2017
Instrument	17R3248
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SENECA LN, LODA, IL 60948-9697

Mortgage

Document Number	17R3249
Date	Oct 30, 2017
Instrument	17R3249

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (+25.79%) Homeowner's exemption	$68,910 (+29.34%) Land $5,920 Building $62,990	$206,730 (+29.34%) Land $17,760 Building $188,970
2024	$3,722.00 (+12.28%)	$53,280 (+8.01%) Land $3,750 Building $49,530	$159,840 (+8.01%) Land $11,250 Building $148,590
2022	$3,315.00 Homeowner's exemption	$49,330 Land $3,470 Building $45,860	$147,990 Land $10,410 Building $137,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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