115 SE Bream Loop, Lake City, FL 32025 Property Records

Columbia County property record for 115 SE Bream Loop, Lake City, FL 32025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1991
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2007)
Tax Bill	$1,578 (2024)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-4S-17-08359-059`

Property Details

APN / Parcel Number

Primary APN	`15-4S-17-08359-059`
Alternative APN	`R08359059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	1,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 SE BREAM LOOP
City	LAKE CITY
State	FL
Zip	32025-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 19 COUNTRY CREEK S/D.
Legal Range	17E
Legal Township	04S
Legal Section	15
Legal Subdivision	COUNTRY CREEK S/D
Legal Lot Number	19
Jurisdiction	COLUMBIA FL
Township / Civil Division	LAKE CITY
Census Block Group	3
Census Block	3018
Census Tract	110700

Owner

115 SE Bream Loop is owned and occupied by an individual who acquired it in June 2023.

Source: Columbia County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	115 SE BREAM LOOP, LAKE CITY, FL 32025-1741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2007 · Amount on File
Deed Sale	Apr 19, 2007 · Amount on File
Prior Sale	Apr 16, 2004 · Amount on File
Deed Document Number	20078882
Deed Book / Page	1116 / 2737
Last Transfer Date	Jun 29, 2023
Transfer Doc	0014960385
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBIA FL
Recording Date	Aug 2, 2023
Property Address	115 SE BREAM LOOP, LAKE CITY, FL 32025-1741
Document Number	0014960385
Book / Page	1496 / 385
Map Reference	MB 4 PG 81
Instrument Date	Jun 29, 2023
Instrument	202312014539
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	INTERRA TITLE LLC, SIERRA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SE BREAM LOOP, LAKE CITY, FL 32025-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	115 SE BREAM LOOP, LAKE CITY, FL 32025-1741

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of January 7, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,988 (+3%)	$199,453 (-1.17%) Land $18,500 Building $180,953
2025		$129,115	$201,814 Land $18,500 Building $183,314
2024	$1,578.00
2023	Homeowner's exemption Widower's exemption	$121,821 (+3%)	$180,221 (+14.72%) Land $18,500 Building $161,721
2022	$1,535.00 Homeowner's exemption Widower's exemption	$118,273	$157,090 Land $15,000 Building $142,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 SE Bream Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	31 (1984–2017)
Claims Outside the SFHA	10 of 31
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 12 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 SE Bream Loop is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CITY (PRICE CREEK WTP) serves 20,488 people · EPA ID FL2120630
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20