Santa Cruz County property record for 115 School St, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,923 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Tax Bill | $335 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-361-14 |
| Primary APN | 006-361-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,163 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 193 sqft |
| Total Buildings | 3 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 115 SCHOOL ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mission Hill Area Historic District listed 1976 · 24 contributing resources · NRIS 76000530 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 School St is owned by a company and is owner-occupied.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 113 SCHOOL ST, SANTA CRUZ, CA 95060-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 115 School St was $335 with an additional exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Santa Cruz City |
| Elementary School District | Santa Cruz City Elementary School District (KG - 05) |
| Secondary School District | Santa Cruz City High School District (6-12) (06 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $101,935 (+2%) Land $27,071 Building $74,864 | |
| 2025 | $335.00 Additional exemption filed | $99,936 Land $26,540 Building $73,396 |
| 2023 | $246.00 (+0.41%) Additional exemption filed | $96,056 Land $25,510 Building $70,546 |
| 2022 | $245.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 115 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 185 units insured incl. 145 condo units |
| Nearby Flood Claims | 5 (1984–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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