115 School St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 115 School St, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Lot Size	1.33 acres (58,070 sqft)
Owner	2 Individual Names on File
Last Sale	$1,325,000 (Jan 2026)
Tax Bill	$19,070 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0040 B:0000 L:0003`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0040 B:0000 L:0003`

Exterior

Architectural Style	Duplex Single
Lot Area	58,070 sqft (1.33 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Street Address	115 SCHOOL ST
City	MANCHESTER
State	MA
Zip	01944-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	3
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	2
Census Block	2007
Census Tract	218100

Owner

115 School St is owned by two individuals who bought it in January 2026.

Source: Essex County and Manchester-by-the-Sea Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 PLEASANT ST, MANCHESTER, MA 01944-1153
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Deed Book / Page	43189 / 14
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	0043189-14
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Jan 21, 2026
Property Address	115 SCHOOL ST, MANCHESTER, MA 01944-1232
Document Number	0043189-14
Book / Page	43189 / 14
Instrument Date	Jan 16, 2026
Instrument	20260121001930
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 PLEASANT ST, MANCHESTER, MA 01944-1153

Tax Assessment & Valuation

The 2025 property tax bill for 115 School St was $19,070, up 2.9% from the year before.

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,070.00 (+2.93%)	$2,084,100 (+5.18%) Land $647,100 Building $1,437,000	$1,079,702
2024	$18,527.00 (+1.44%)	$1,981,500 (+13.16%) Land $624,000 Building $1,357,500
2023	$18,264.00	$1,751,100 Land $555,000 Building $1,196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 School St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1996–2006)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20