Barnstable County and Chatham Town property record for 115 Sam Ryder Rd, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,500 sqft · built 1997 |
| Lot Size | 0.559 acres (24,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,000 (Oct 1981) |
| Tax Bill | $3,935 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:06F B:0004 L:M13 |
| Primary APN | CHAT M:06F B:0004 L:M13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 3,344 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,356 sqft (0.559 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 6031 |
|---|---|
| Street Address | 115 SAM RYDER RD |
| City | CHATHAM |
| State | MA |
| Zip | 02633-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Block | 4 |
| Legal Lot Number | M13 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · ARM BAYCOAST MORTGAGE COMPANY |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 1981 · Amount on Record |
| Deed Sale | Oct 19, 1981 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 115 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001469433 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 1469433 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Nov 1, 2027 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 115 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Document Number | 0001379230 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 115 SAM RYDER RD CHATHAM MA 026331539, CHATHAM, MA 02633-1539 |
| Document Number | 0001379230 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 1379230 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 115 SAM RYDER RD, CHATHAM, MA 02633-1539 |
| Document Number | 0001358224 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 115 SAM RYDER RD CHATHAM MA 026331539, CHATHAM, MA 02633-1539 |
| Document Number | 0001358224 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 1358224 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 6, 2038 |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,935.00 (+2.13%) | $1,134,000 (+5.06%) Land $326,900 Building $807,100 | $1,472,500 |
| 2024 | $3,853.00 | $1,079,400 Land $308,400 Building $771,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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