St. Tammany Parish property record for 115 Saint Thomas Way, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,270 sqft · built 1993 |
| Owner | Individual Name on File |
| Last Sale | $184,300 (May 2020) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2020 Sale & Mortgage |
| APN | 106-112-8612 |
| Primary APN | 106-112-8612 |
|---|---|
| Alternative APN |
|
| Building Area | 2,270 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 106-112-8612 |
|---|---|
| Street Address | 115 SAINT THOMAS WAY |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON POINT W .5 LT123 |
| Legal Subdivision | COVINGTON POINT |
| Legal Lot Number | 123 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40205 |
115 Saint Thomas Way is owned and occupied by an individual who bought it in May 2020.
Source: St. Tammany Parish records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 SAINT THOMAS WAY, COVINGTON, LA 70433-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 5, 2020 | Deed, Transfer · VA Mortgage LOAN DEPOT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on File |
| Deed Sale | May 5, 2020 · Amount on File |
| Deed Document Number | 2204498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 115 SAINT THOMAS WAY, COVINGTON, LA 70433-1532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002366314 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2366314 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 5, 2020 |
| Property Address | 115 SAINT THOMAS WAY, COVINGTON, LA 70433-1532 |
| Document Number | 0002204498 |
| Map Reference | DOC 2187052 |
| Instrument Date | May 5, 2020 |
| Instrument | 2204498 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 EDGEWOOD DR, PEARLAND, TX 77584-9546 |
| Name | Verified Name |
|---|---|
| Address | 115 SAINT THOMAS WAY, COVINGTON, LA 70433-1532 |
| Document Number | 0002204499 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2204499 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 115 Saint Thomas Way was $1,520 with a homeowner's exemption, down 3.6% from the year before.
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 (-3.61%) Homeowner's exemption | $20,555 (-) Land $3,000 Building $17,555 | $205,546 (-) Land $30,000 Building $175,546 |
| 2024 | $1,577.00 (+20.02%) Homeowner's exemption | $20,555 (+18.53%) Land $3,000 Building $17,555 | $205,546 (+18.52%) Land $30,000 Building $175,546 |
| 2023 | $1,314.00 Homeowner's exemption | $17,342 (-) Land $3,000 Building $14,342 | $173,420 (-) Land $30,000 Building $143,420 |
| 2022 | $1,314.00 Homeowner's exemption | $17,342 Land $3,000 Building $14,342 | $173,420 Land $30,000 Building $143,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 115 Saint Thomas Way; there have been 37 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 289 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 37 (2005–2016) |
| Claims Outside the SFHA | 19 of 37 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Saint Thomas Way is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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