115 Saint James Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 115 Saint James Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,257 sqft · built 1940
Lot Size	0.399 acres (17,388 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Mar 2026)
Tax Bill	$4,839 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-00039`

Property Details

APN / Parcel Number

Primary APN	`55-00039`
Alternative APN	`CHIC M:0055 P:00039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	4,625 sqft
1st Floor Area	1,401 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,388 sqft (0.399 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	55-00039
Street Address	115 SAINT JAMES AVE
City	CHICOPEE
State	MA
Zip	01020-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2008
Census Tract	810700

Owner

115 Saint James Ave is owned by a company that bought it in March 2026.

Source: Hampden County and Chicopee City records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	674 N MAIN ST, EAST LONGMEADOW, MA 01028-1817
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Deed Document Number	202612207
Deed Book / Page	26261 / 592
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 23, 2026
Property Address	115 SAINT JAMES AVE, CHICOPEE, MA 01020-2462
Document Number	026261-592
Book / Page	26261 / 592
Instrument Date	Mar 23, 2026
Instrument	12207
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 N MAIN ST, E LONGMEADOW, MA 01028-1817

Mortgage

Document Number	0000012208
Date	Mar 23, 2026
Instrument	12208

Lender

Name	RFLF 4 LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 115 Saint James Ave was $4,839, up 8.2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,839.00 (+8.16%)	$317,500 (+7.59%) Land $116,100 Building $201,400	$402,902 (+9%)
2025	$4,474.00 (+5.39%)	$295,100 (+2.61%) Land $104,500 Building $190,600	$369,645
2024	$4,245.00 (+6.36%)	$287,600 (+9.19%) Land $102,500 Building $185,100
2023	$3,991.00	$263,400 Land $93,200 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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